My Office's Listings

Some or all of the listings below are provided by the Panama City Beach - Thomas Dr. office.
$395,000 (USD)
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Riverside Phase Iii Area Single Family Home

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3943 Indian Springs Road Panama City, FL 32404

4 Bed
3 Baths
2739 sqft
MLS# 787973
One of the BEST values in Riverside--spacious, stylish, and tucked away on a quiet cul-de-sac! Welcome to 3943 Indian Springs Rd, where space, comfort, and lifestyle come together in one of Panama City's most desirable neighborhoods. With 2,700+ sq ft, 4 bedrooms, Bonus room and a flexible layout, this home is designed for the way you actually live.


As you arrive, you'll love the welcoming feel of the neighborhood with its sidewalks, mature trees, and well-kept surroundings. Inside, the home features beautiful finishes throughout, including hardwood floors, carpeted bedrooms, crown molding, raised ceilings, and plenty of natural light that makes the space feel open and inviting. Plantation shutters add to that clean and well maintained feel.


The kitchen is a standout with granite counter tops, stainless steel appliances, a large island, and great windows that bring in tons of natural light--perfect for everyday living or entertaining. Open to the kitchen is plenty of room for a large dining area, perfect for gathering friends and family around the dinner table. The layout offers a split-bedroom floor plan with the primary suite conveniently located on the first floor, while the upstairs bonus space gives you flexibility for a playroom, media room, or home office. Just outside the Primary Suite and kitchen entrance is a private courtyard with plenty of space for outdoor entertaining, complete with an in ground fire pit. Two covered porches that open to the communities private sidewalks are great for relaxing and enjoying the sounds of nature. A spacious 2 car garage adds to the space with plenty of storage.


And one of the best parts--Riverside's amenities! Residents enjoy access to a community pool, community center, basketball court and a great area for kids to play.

Homes like this--this size, this layout, in this location--don't last. Schedule your showing today before it's gone!
Listing Courtesy of CENTRAL PANHANDLE / Coldwell Banker Realty / Sonja Givens Cope
$394,900 (USD)
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Defuniak Springs Area Single Family Home

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640 US Highway 90 Defuniak Springs, FL 32433

3 Bed
2 Baths
2347 sqft
MLS# 1000303
Step into timeless charm with this beautifully updated 1910 Craftsman-style home located in the heart of historic downtown DeFuniak Springs. Situated on E Nelson Avenue, this two-story property offers 2,347 square feet, featuring 3 bedrooms and 2 full bathrooms, blending classic architectural character with thoughtful modern upgrades.

From the moment you arrive, you're welcomed by a spacious, full-width front porch and classic curb appeal that captures the essence of early 20th-century design. Inside, the home showcases a stunning mix of historic detail and contemporary finishes. The grand staircase makes an immediate impression, complemented by custom wall trim and a bright, open feel. The updated kitchen is both stylish and functional, featuring modern cabinetry, upgraded countertops, stainless appliances, and a central island perfect for gathering or entertaining. Natural light pours in through large windows, highlighting the clean finishes and inviting layout.

Adding to the home's unique character, you'll find a hidden door on the first floor that leads to a private man-cave/bar room--a standout feature that's perfect for entertaining or relaxing. Upstairs, the spacious primary suite is enhanced by an entire room dedicated as a walk-in closet, offering exceptional storage and flexibility.

Step outside to enjoy the Florida lifestyle with a screened-in back porch that opens onto a wooden patio, creating a seamless indoor-outdoor flow ideal for gatherings. The property also includes an outdoor workshop with electricity, ready for hobbies, storage, or additional workspace.

Located in the historic district of downtown DeFuniak Springs, this property offers a rare opportunity with flexible zoning for both residential and commercial use--perfect for a primary residence, office space, or mixed-use investment.

If you're looking for a property that combines history, charm, unique features, and versatility, this one truly stands out.
Listing Courtesy of EMERALD COAST / Coldwell Banker Realty / Trevor Mette
$391,900 (USD)
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Latitude At Watersound Area Single Family Home

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8674 Tropics Avenue Panama City Beach, FL 32413

2 Bed
2 Baths
1315 sqft
MLS# 784128
Virtual Tour
Welcome to your coastal retreat in Latitude Margaritaville Watersound!

This beautifully upgraded Camellia Cottage, located in sought-after close-in Phase 4, offers the perfect blend of style, comfort, and low-maintenance living just minutes from all of the community's world-class amenities.

The open-concept floorplan is light and bright, featuring a cathedral ceiling in the great room, Revwood by Mohawk laminate flooring throughout the main living areas, and designer recessed and statement lighting in the kitchen. The gourmet kitchen is a standout with extended quartz island, upgraded burlap-colored cabinetry, and sleek quartz countertops—ideal for entertaining or everyday living.

The bedrooms are finished with plush carpeting, while baths feature tile flooring for a clean, coastal look. Enjoy outdoor living year-round from the screened porch, perfect for morning coffee or evening relaxation. Plantation shutters throughout. The spacious laundry room includes washer and dryer, plus cabinets to the ceiling for added storage.

The garage is equally impressive with epoxy floors, utility sink, and built-in cabinetry, making it perfect for a workshop or additional storage.

Additional highlights include:
Washer & dryer included,10-year structural warranty from original build date.


Cottage HOA dues include exterior maintenance, including roof replacement and exterior paint on a scheduled program, providing true lock-and-leave convenience.

As a resident of Latitude Margaritaville Watersound, you'll enjoy resort-style amenities including a state-of-the-art fitness center, indoor & outdoor pools, pickleball and tennis courts, walking trails, live entertainment, restaurants, clubs, and a vibrant social calendar—all just 7 miles from the sugar-white beaches of the Emerald Coast.

A new commercial area adjacent to the community will feature a Publix grocery store, shopping, dining, and more, and a brand-new hospital is currently being built just 5 miles away, adding even more convenience.

Come experience why so many choose to live the Latitude lifestyle—this Camellia Cottage is truly move-in ready and a must-see!
Listing Courtesy of CENTRAL PANHANDLE / Coldwell Banker Realty / Sheryl Lewis
$385,000 (USD)
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Twin Palms Resort Area Condominium

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10519 Front Beach Road 2203C Panama City Beach, FL 32407

1 Bed
2 Baths
825 sqft
MLS# 786906
Virtual Tour
PENTHOUSE LEVEL. CURVED BALCONY DESIGN. GULF-FRONT VIEWS.
Twin Palms 2203 in Panama City Beach, Florida is a top-floor penthouse residence positioned within one of the most recognizable Gulf-front condominium buildings along Front Beach Road.
Located on the 22th floor with only a limited number of penthouse residences, this unit offers a more private setting and immediate access from the elevator, reducing hallway traffic and enhancing convenience for owners and guests.
A defining feature of this residence is the curved balcony design, where the outward radius extends beyond traditional linear layouts. This architectural detail creates a broader Gulf-facing perspective, allowing for a more expansive view line compared to standard stacked balconies.
Twin Palms is a Gulf-front condominium completed in 2004, consisting of approximately 91 units. The building is known for its central beachfront location, short-term rental allowance, and full-service amenity profile, supporting both personal use and rental demand.
Amenities include direct Gulf-front beach access, a Gulf-facing outdoor pool and spa, an indoor hot tub, steam room, sauna, fitness center, outdoor grilling area, covered parking, and secured access with coded entry for both vehicle and pedestrian gates.
Twin Palms is located along Front Beach Road in Panama City Beach within the central beach corridor, near established destinations including Pineapple Willy's and the Thomas Drive area, providing convenient access to dining, retail, and coastal attractions.
Twin Palms 2203 represents a top-floor opportunity within a Gulf-front building that combines location, design, and amenity access in Panama City Beach.
The 2026 HOA dues are $2,575.00/quarter. All information is deemed reliable but not guaranteed; buyer to verify if important.
Listing Courtesy of CENTRAL PANHANDLE / Coldwell Banker Realty / Alice de La Penha
$385,000 (USD)
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Shores Of Panama Area Condominium

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9900 S Thomas Drive 1104 Panama City, FL 32408

2 Bed
3 Baths
1148 sqft
MLS# 789002
Virtual Tour
DEEDED 11TH-FLOOR PARKING. GULF AND POOL VIEWS. FULLY FURNISHED AND RENTAL-READY.
Shores of Panama Unit 1104 in Panama City Beach, Florida offers the convenience of driving up to the 11th floor to your own deeded parking space, paired with the desirable ''B'' floor plan. This 2-bedroom condo with a bunk area and 3 full bathrooms is positioned on the west side of the building and features strong balcony views of the resort-style pool along with views down the coastline of Panama City Beach. Gulf views from both bedroom windows add to the appeal.
The unit conveys fully furnished and rental-ready, with coastal decor, new stainless steel appliances, fresh paint, new LVP flooring throughout the living areas, tile in the kitchen and bathrooms, and a water heater replaced in 2020. The property is also under new rental management, creating a strong setup for buyers seeking a turnkey opportunity.
Shores of Panama Resort features the largest gulf-front lagoon pool in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub set along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside tiki bar. The resort's central Panama City Beach location places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the property for beachfront dining. Laketown Wharf, directly across the street, offers Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press coffee shop, The Bun Lab, 810 Billiards and Bowling, a salon and nail bar, and additional retail options. Nearby attractions include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub, with Tootsie's Orchid Lounge scheduled to open in May 2026 as the area continues to see new entertainment and dining investment.
HOA dues are $4,419.50 per quarter.
All information, including HOA fees, is deemed reliable but should be verified by buyers if important.
Listing Courtesy of CENTRAL PANHANDLE / Coldwell Banker Realty / Alice de La Penha
$379,900 (USD)
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Navarre Area Single Family Home

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2708 Creeks Edge Lane Navarre, FL 32566

3 Bed
2 Baths
1785 sqft
MLS# 995981
PRICE IMPROVEMENT on WATER VIEWS in Navarre--this is the opportunity buyers wait for. And Seller is willing to help with closing costs! Holley by the Sea with NO HOA! Welcome to 2708 Creeks Edge in Navarre, Florida--now offered at an improved price and delivering the kind of peaceful water views buyers are searching for.

Step inside to a bright, open-concept layout filled with natural light and designed for both everyday living and easy entertaining. Large windows frame the serene backyard water setting, creating a calming backdrop you'll enjoy from multiple living spaces.

The kitchen offers ample cabinetry and counter space, flowing seamlessly into a dedicated dining area and spacious living room, perfect for gathering with family and friends. The split-bedroom floor plan provides privacy, while the primary suite is a true retreat featuring water views, an ensuite bath, and a walk-in closet.

Enjoy year-round Florida living in the Florida Room, ideal for relaxing mornings or evening unwinding, all overlooking the beautifully landscaped yard and tranquil water beyond.

NO HOA
Updated and move-in ready
Indoor laundry room
Established, desirable Navarre neighborhood

Located just minutes from Navarre Beach and convenient to Hurlburt Field, as well as shopping and dining--this home offers the perfect balance of lifestyle and location.

Life is Short. Buy the Beach.
Listing Courtesy of EMERALD COAST / Coldwell Banker Realty / Tammy Laborde
$369,900 (USD)
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Shores Of Panama Area Condominium

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9900 S Thomas Drive 330 Panama City, FL 32408

1 Bed
2 Baths
951 sqft
MLS# 788558
Virtual Tour
DIRECT GULF VIEWS. RARE STACK. YEAR-ROUND SUNSET VIEWS.
Shores of Panama Unit 330 is a unique low-floor one-bedroom with a bunk area and two full bathrooms, featuring unobstructed beach and year-round sunset views. Only stacks 02 and 30 offer this desirable one-bedroom layout with unobstructed Gulf views, making this a standout opportunity within the resort. The unit also offers convenient access to the stairs, pool area, and deeded parking on the same floor.
Inside, the unit features LVP flooring throughout, fresh paint, and a clean, well-maintained interior. The seller has self-managed the property, with reported gross rental income of $62,000 in 2024 and $60,000 in 2025. Notable updates and improvements include HVAC in 2020, water heater in 2019, Samsung refrigerator in 2020, Whirlpool dishwasher in 2026, microwave in 2026, LVP flooring in November 2022, new guest toilet in 2024, new bathroom mirrors in 2020, and master bedroom mattress in July 2024.
Shores of Panama Resort features the largest Gulf-front lagoon pool in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. The resort's central Panama City Beach location places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the property for beachfront dining. Laketown Wharf, directly across the street, offers Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press, The Bun Lab, 810 Billiards & Bowling, a salon and nail bar, and additional retail options. Nearby attractions include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub. HOA dues are $3,108.96 per quarter. All information is believed to be accurate but should be verified by buyers if important.
Listing Courtesy of CENTRAL PANHANDLE / Coldwell Banker Realty / Alice de La Penha
$369,900 (USD)
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Camryn'S Crossing Area Single Family Home

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102 Drews Lane Panama City, FL 32405

3 Bed
2 Baths
1712 sqft
MLS# 786088
Welcome to this beautifully maintained Craftsman-style home located at 102 Drew's Lane. Built in 2021, this 3 bedroom, 2 bath single family residence offers thoughtfully designed space. This home includes many upgrades that sets this house above the rest including Simpli Safe alarm system, custom hurricane fabric shutters and door brace for garage door, glass storm doors on the front and back of the home, Eufy 360 outdoor security camera system, Google Nest thermostat, My Q garage door access and so much more!

Inside the home boasts an open and inviting floor plan featuring 10 foot ceilings throughout the whole house, tray ceiling details in family and primary bedroom, and recessed lighting. The kitchen is the heart of the home, complete with a large island, pantry and stainless appliances-perfect for everyday living and entertaining. Plantation shutters have been installed throughout the house which bring an elevated element of design.

The split-bedroom layout provides added privacy, with a spacious primary suite and well-appointed secondary bedrooms. Luxury vinyl plank flooring flows through the main living areas, combining style and easy maintenance.

Enjoy outdoor living with a fenced in back yard, a covered porch and extended patio space along the back of the home. Additional neighborhood amenities include sidewalks, playground area and a walking path.

Centrally located, this home blends classic Craftsman with modern finishes and functionality-ready for its next owner to move in.

Call today for a private showing!
Listing Courtesy of CENTRAL PANHANDLE / Coldwell Banker Realty / Kim Timmins
$369,900 (USD)
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Laketown Wharf Area Condominium

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9902 S Thomas Drive 729 Panama City Beach, FL 32408

3 Bed
2 Baths
1262 sqft
MLS# 781707
SEE THE GULF AND BE LAKE FRONT. ENJOY THE SPACE. LIVE THE RESORT LIFESTYLE.
Welcome to Laketown Wharf 729, where panoramic Gulf views greet you from the front of your 7th-floor retreat, and resort-style living unfolds at every turn. This 2-bedroom, 2-bath condo with a bunk area offers 1,262 sq. ft. of coastal comfort, beautifully presented and sold fully furnished.
Step inside to find tasteful décor, tile flooring throughout, and a king-sized bed in the Owner Suite, as well as a queen-sized bed in another bedroom with bunks in the third. The kitchen shines with stainless steel appliances, while multiple flat-screen TVs and an in-unit washer/dryer add convenience for owners and guests alike.
Laketown Wharf is celebrated for amenities that are simply unmatched. Enjoy five pools—including one heated year-round, two hot tubs, a Gulf-view fitness center, playground, pickleball courts, and mini golf. Stroll the 52,000 sq. ft. lakefront boardwalk, complete with a nightly fountain and light show. Gated beach access is just steps away, right next to iconic Pineapple Willy's.
The ground level is a destination of its own, offering restaurants, shops, and entertainment: Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press Coffee Shop, The Bun Lab, and more. On-site you'll also find 810 Billiards & Bowling, a salon and nail bar, barbecue and pet areas, a poolside Splash Bar & Grill, and two parking garages. Beach chair rentals are available for guests.
HOA dues cover water, sewer, trash, cable/TV, pest control, WiFi, and full use of amenities. Nearby attractions continue to grow, with the new Dolly Parton's Pirate Theater and Topgolf adding to the excitement of Panama City Beach.
Whether you're seeking a luxury vacation getaway, a strong rental performer, or a place to enjoy the coastal lifestyle full-time, Laketown Wharf 729 is a must-see opportunity.
All information deemed reliable; buyer to verify if important.
Listing Courtesy of CENTRAL PANHANDLE / Coldwell Banker Realty / Brian Dick
$369,000 (USD)
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Latitude At Watersound Area Single Family Home

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8444 Dreams Float Court Panama City Beach, FL 32413

2 Bed
2 Baths
1210 sqft
MLS# 784286
Welcome to Latitude Margaritaville Watersound, a true resort-style, active adult 55+ community where every day feels like vacation! Step into the best of low maintenance resort-style living in this barely lived in Bamboo Cottage home. Perfectly situated in Phase 5 near the golf cart underpass which gets you to the Town Square & resort style amenities in just a few minutes. This thoughtfully designed home offers 2 spacious bedrooms & 2 full baths. Spacious open concept floorplan with vaulted ceilings and an abundance of natural light! The kitchen with center island overlook the main living & dining areas, making it ideal for entertaining! Fresh neutral paint and durable laminate flooring throughout. This home is immaculate and move-in ready!! Split bedroom plan assures privacy for all. The spacious primary suite has a fabulous walk in closet and dual sinks in the spa bath. The guest suite is on the opposite end of the home adjacent to the 2nd full bath. A fabulous screened front porch is an ideal place to sip your morning coffee, curl up with a good book or relax with a glass of wine after a long day! Equipped with an attached 2 car garage plus designated parking space. This perfect primary, second home or investment property is ready for immediate move-in. Pre-inspected and repairs completed- giving you piece of mind! Home can be purchased partially furnished and beautifully decorated, ready for you to move right in and start enjoying the fabulous Latitude lifestyle! HOA reserves for exterior paint, roof replacement & shared driveways. Peaceful setting in established area of the neighborhood means you don't have to put up with the noise and mess of new construction! Whether it's a sunset golf cart ride, cocktails by the resort style pool or mingling with neighbors at one of the many social functions, this is a place where every day feels like a vacation.
Latitude Margaritaville Watersound offers world class amenities including a Town Square boasting a bandshell with live music every Friday and Saturday evenings. Homeowners also enjoy the resort-style pool and on-site Bar & Chill restaurant and Overlook Bar which sit along the Intracoastal waterway offering spectacular sunset views. There is also a state-of-the-art fitness center with indoor lap pool & spa as well as an abundance of fitness classes. Golf cart, bike and walking trails are abundant throughout the community. Other amenities include tennis & pickleball courts, bocce ball, cornhole, putting green, ping-pong, kayak launch, theater, ceramics studio, woodworking shop, dog/pet grooming, Barkaritaville dog park & and more. Future nearby developments include a Marina (coming in 2026), Publix and commercial shopping/dining area (2026), Health Care Campus within new hospital (2027) and just 7 miles to the picturesque Emerald Coast beaches.
This is more than just a home-it's a gateway to the Latitude Margaritaville lifestyle. This meticulously maintained home in prime phase 5 location is ready for you to move in and enjoy the Latitude lifestyle! Call today to schedule your private showing!
Listing Courtesy of CENTRAL PANHANDLE / Coldwell Banker Realty / Donna Charitat